Option 1: Choose an Interest-Free Finance Plan
Selecting an interest-free payment plan will make surgery more accessible and attainable. In Dr. Rodriguez’s office, PatientFi is a valuable funding resource that is promoted because of its simplicity and interest-free options. Since PatientFi uses a digital platform and can be easily managed via mobile app—no paper or tedious steps, just easy payments at your fingertips. PatientFi also offers interest-free payments for 6 or 12 months, depending upon the surgery costs. The app also has a calculator to estimate payments. To access Dr. Rodriguez’s application on PatientFi, click here. Since Dr. Rodriguez’s prices are all-inclusive, patients know upfront their costs which helps plan their surgery. An all-inclusive package means that the surgeon’s fees, anesthesia, facility, follow-up care, garments, scar therapy, and supplies for surgery are all covered for a stress-free recovery for our patients.
Option 2: Use Personal Credit Cards
It is a misconception that aesthetic surgery must be paid all upfront, and it is for this reason that using a personal credit card is a great option for patients. While quotes can vary, for Dr. Rodriguez’s office located in Houston, TX, the average cost of a tummy tuck can range from 10,000-13,000. This estimate is based on various factors such as length of surgery, the type of tummy tuck needed such as mini, standard, or extended, and if liposuction is needed. With this number in mind, using a personal credit card is a very reasonable option. In 2021, the average credit limit in the U.S. was 30,000 USD, meaning most patients will have accessible options for paying for their tummy tuck with credit cards. If opening a new line of credit is an option, it is best to choose a 0% interest card that has an 18-month guarantee. In Dr. Rodriguez’s office, if a patient opens a Care Credit Card and qualifies, they are granted a 6-month interest-free option for payments.
Option 3: Budget for a Larger Deposit
When booking a surgery date, it is likely your surgeon will require a 10% deposit as is common practice. With this in mind, it is worthwhile to consider paying a higher deposit initially so that future payments will be smaller (whether on a credit card or PatientFi payment plan). When planning surgery, a useful financial tip is to set up automatic transfers to a high-yield savings account. For example, 6 months before booking, setting up automatic transfers will yield a larger deposit, allowing you to easily proceed with securing a surgery date while avoiding high monthly payments going forward.
The tummy tuck you’ve been working toward is not just a dream but a feasible reality with the right financial strategy. Whether through interest-free financing available through PatientFi, smart use of personal credit cards, or disciplined budgeting and saving, there are multiple avenues to make this life-changing procedure accessible. It truly is about making informed decisions and planning. If you’re ready to approach your beauty and wellness goals, book your tummy tuck today by clicking here.